Living in or near Panama City Beach means you have front-row access to some of the best events Florida has to offer. As the crowds thin out and the weather cools, autumn brings a lineup of local events that you won’t want to miss. From delicious seafood festivals to thrilling bike rallies, here’s your insider’s guide to making the most of the season, all while enjoying the perks of living by the beach.

1. Pirates of the High Seas & Renaissance Fest (October 11-13)

As a local, you’ve probably attended the Pirates of the High Seas Fest at least once, but it’s always a good time to revisit this free, family-friendly celebration. The pirate-themed festivities include treasure drops, pirate battles, fireworks, and parades—perfect for kids and adults alike. And this year, the addition of a Renaissance fair brings a medieval marketplace, sword-fighting demonstrations, and live performances to the beach. Dress up in your favorite pirate gear, grab your neighbors, and join the fun ​(PCB Guide)​.

2. Schooners Lobster Fest (October 17-20)

If you’re a Panama City Beach local, you know Schooners is the spot to hang out and enjoy the best seafood in town. The annual Lobster Fest is the perfect excuse to indulge in freshly caught lobster, all while enjoying live music and good vibes right on the beach. This is one of those events that locals look forward to all year—whether you’re feasting on lobster rolls or entering the lobster-eating contest, it’s the perfect way to spend a weekend ​(PCB Guide).

3. Oktoberfest (October 18-20)

You don’t have to travel to Munich to enjoy Oktoberfest! Panama City Beach’s very own version offers everything a local could want—authentic German food, craft beer, and plenty of activities for kids and families. Stop by for the live polka music and stay for the stein-holding contests. It’s the perfect event to catch up with neighbors while savoring a bratwurst and a beer ​(Happening Next).

4. Thunder Beach Rally (October 23-27)

Every fall, Thunder Beach roars through Panama City Beach, bringing thousands of bikers and motorcycle enthusiasts to town. For locals, it’s more than just a bike rally—it’s a chance to see some of the coolest bikes on display, catch live concerts, and enjoy the energy of the crowd. Whether you’re a biker yourself or just enjoy the spectacle, this event is a staple of the local scene. Plus, you can take the scenic beach roads for your own ride before heading to the vendor booths and concerts ​(365 Atlanta Traveler).

5. IRONMAN Florida (November 2)

As a resident of Panama City Beach, you’ve likely witnessed the dedication of IRONMAN athletes as they compete in this grueling triathlon. Whether you know someone racing or just want to support the community, the IRONMAN Florida race is a great opportunity to cheer on competitors as they swim, bike, and run through some of the most beautiful parts of the area. It’s also a reminder of the health and fitness culture that thrives in Panama City Beach ​(PCB Guide).

Enjoy Fall on the Water with Salty Pontoons

When you’re not attending these exciting events, fall is the perfect time to take a relaxing boat ride on a pontoon from Salty Pontoons. With cooler weather and less crowded waters, locals can explore the nearby islands, watch the sunset, or enjoy a quiet day of fishing. There’s no better way to wind down after an event-filled weekend than out on the Gulf!

Whether you’re a festival-goer, seafood lover, or outdoor enthusiast, Panama City Beach has something special for you this fall.